Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retiring in a Post-Pandemic World Imagine your ideal post-pandemic retirement with this animated video. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.